SBI SO 2020

SBI SO 2020 Notification, Syllabus, Eligibility, Exam Pattern

State Bank of India invites on-line applications in two ways from Indian citizens for appointment Specialist Cadre Officers post in State Bank of India: State Bank of India (SBI) is an Indian multinational, public sector banking and financial services company. It is a government-owned corporation. India's largest Bank merged with five of its Associate Banks (State Bank of Bikaner & Jaipur, State Bank of Hyderabad, State Bank of Mysore, State Bank of Patiala and State Bank of Travancore) and Bharatiya Mahila Bank with itself.


SBI SO 2020 Vacancy: 236

No. of Vacancies
Assistant Manager (Systems)
Deputy Manager (Systems)
IT Security Expert
Project Manager
Application Architect
Technical Lead

SBI SO 2020 Exam Dates:

Online Registration Start From 22.12.2020
Last Date of SBI SO Online Registration 11.01.2021
online test(Tentative) 01.02.2021
Downloading Call Letter for Online Test (Tentative) 22.01.2021 Onwards

SBI SO 2020 Eligibility Criteria:

Candidates should check SBI SO 2020 eligibility prior to filling the application form. It is recommended that only those contestants who fulfill SBI SO Eligibility Criteria should apply for the SBI SO exam. The aspirants should satisfy the criteria in age, nationality and all other categories.

Essential Academic Qualifications:

Sr.No. Post & Grade Educational Qualification &
1 Assistant Manager (Systems) (JMGS-I) Basic Qualification (Compulsory) as
on 31.10.2020:
Engineering Graduate in Computer
Science/IT/ECE or MCA / M.Sc. (IT) /
M.Sc. (Computer Science) from
recognized University/ Institute.
2 Deputy Manager (Systems) (MMGS-II)

Basic Qualification (Compulsory):
Engineering Graduate in Computer
Science/IT/ECE or MCA / M.Sc. (IT) /
M.Sc. (Computer Science) from
recognized University/ Institute

Certification (Preferred):

3 IT Security Expert (MMGS-III)

Basic qualification (Compulsory):
Engineering Graduate in Computer
Science/IT/ECE or MCA / M.Sc. (IT) /
M.Sc. (Computer Science) from
recognized University/ Institute.

Certification (Compulsory):
CISA Certification

4 Project Manager (MMGS-III) Basic Qualification (Compulsory):
Engineering Graduate in Computer
Science/IT/ECE or MCA / M.Sc. (IT) /
M.Sc. (Computer Science) from
recognized University/ Institute.
•MBA from reputed institute preferred.
Certification (Compulsory):
PMP Certification from PMI.
5 Application Architect (MMGS-III) Basic Qualification (Compulsory):
Engineering Graduate in Computer
Science/IT/ECE or MCA / M.Sc. (IT) /
M.Sc. (Computer Science) from
recognized University/ Institute.
6 Technical Lead (MMGS-III) Basic Qualification (Compulsory):
Engineering Graduate in Computer
Science/IT/ECE or MCA / M.Sc. (IT) /
M.Sc. (Computer Science) from
recognized University/ Institute.

Age Eligibility:

  • Min 21 years
  • Max 38 years
  1. Only Citizens of India are eligible to apply for SBI SO 2020.
  2. OCI and NRIs cannot apply for the exam.


SBI SO 2020 Exam Pattern:

There is a separate exam to recruit Specialist Officers as Assistant Managers, Engineers, officers, Architects, designers, administrators, Tester, Manager, analysts, Developers, Test lead, innovation specialist, and various other Posts on the regular/ contractual basis. The exam pattern for each of them is different.

SBI SO Exam Pattern (For Post Sr. No 1 & 2)

The exam for the post of Systems, CA, and Engineering Officers will be conducted in two parts. Candidates will have to attempt Question Paper 1 and Question Paper 2. Question paper 1 will be conducted for 90 minutes. Candidates will be asked to answer 120 questions from three sections namely, English Language, Reasoning Ability, Quantitative Aptitude. Similarly, question paper 2 will have questions related to professional knowledge. The detailed sbi so exam pattern has been tabulated below:

Prelims Exam

Sr. No.
Name of the Test
Number of Questions
Maximum MarksTotal Time
Time Duration
English language
90 Minutes
Reasoning Ability
Quantitative Aptitude
General IT Knowledge
150 -
70 Minutes
SBI SO Exam Pattern 2020(For Post Sr. No 3 To 6)

For the post of Law Officers, applicants will have to attempt 2 papers- Question Paper 1 and Question Paper 2. Question paper 1 comprising 50 questions from English Language while 70 questions from Reasoning Ability will be asked. In question paper 2, professional knowledge will be tested for maximum 50 marks. The details are as follows:

Prelims Exam

Sr. No.
Name of the Test
Number of Questions
Maximum Marks
Total Time
English language
Time Duration- 90 Minutes
Reasoning Ability
 Quantitative Aptitude
4 General IT Knowledge 25 50
5 Role based Knowledge  50 100

SBI SO 2020 Syllabus:

There are various posts that SBI recruits through SBI SO examination and there are different question papers that are set for all the aspirants of different posts. Below the professional knowledge section of the question paper has been provided according to the posts under SBI SO.

Chartered Accountant: Accounting Standards, Accounting Guidance Note, Financial Report Standards, Indian Accounting Standards, Corporate Financial Reporting, Accounting and Reporting of Financial Instrument, Share-based Payment, Liability Valuation, Share, Business valuation, Inflation Accounting, Indian Capital Market, Mutual Funds, Foreign Exchanges, Auditing, etc.

Statistician: Basic Statistical Methods and Inference, Uni-Variate Data, Bi-Variate Data, Time series forecasting, Sampling Concepts, Sampling Distribution, Estimations Theory, Simple Regression, Multiple Regression, Variance Analysis, Banking-Insurance, Financial Market, Foreign Exchanges, Forecasting Portfolio, etc.

Law Officer: Banking Regulated Laws, Banking Security Laws, Negotiable Instruments, Ethics and Corporate Governance in Banking, Financial Analysis, Banking Operational Laws, Banker-Customer Relations, Electronic Banking, Loans and Advances, Compliance and Legal Aspects, Security Types and Regulatory Frameworks, etc.

Systems Officer/IT Officer: Computer Networks and Basic Programing Languages (C, C++, Java), Data Base Management Systems (DBMS), Basic concepts of Software and Hardware, Data Structures, Computer Organization, Computer Networks, Network Programming, Algorithms, Digital Electronics, Web Technologies, Information Systems, and Software Engineering, etc.

Prelims Exam mainly consists of the topics from Reasoning Abilities, Quantitative Abilities, and English Language. The SBI SO Syllabus covered in this section are as follows:

This is the latest SBI SO exam pattern

Reasoning Ability
Quantitative Aptitude
Alpha-Numeric Sequence Puzzle
Alphabet Test
Boats & Streams
Cloze Test.
Arithmetical Reasoning, Classification
Clocks & Calendars
Decimal & Fractions
Data Sufficiency
Fill in the Blanks.
Deriving Conclusions from Passages
Line Graphs
Para substitution
Direction and distance Sense Test
Para Jumble
.Inserting The Missing Character
Close test/ passages
Time sequence test
Mixtures & Allegations
Analytical reasoning
Compound Interest
Choosing the appropriate word
Cause and effect Input and output arrangements
Time, Speed and Distance
Spelling check
Seating arrangements
Profit and Loss
Idioms & Phrases.
Coded inequalities
Permutation and Combination
Completion of a Sentence.
Decision making
Correction of a Sentence
Logical Sequence of Words
Data Interpretation and sufficiency (will include Pie charts, Data table, Bar Graphs, Line graphs, Mixed graphs, case study etc.)
Re-arrangement of a Sentence
Logical Venn Diagrams
Permutation & Combination
Subject-Verb Agreement.
Statement – Conclusions
Problems on Ages
Theme Detection, Alphabet numbers
Problems on Trains
Theme detection
Series Test, Syllogism
Unseen Passages.
Time and Work
Word Formation.
Blood Relations
Volume & Surface
Odd one out Number
Number system and simplification
Identification of errors
Statement and assumptions
Unitary Method
Course of action
Problem-based on numbers
Passage and conclusion test
Ration and Proportion
Assertion and reason Statement and course of action
Non- verbal reasoning will include sense test, odd figures, analogy etc.
Simple Interest Compound interest

Professional Knowledge (Common for all IT Posts)

  • DataBase Management System (DBMS)
  • Data Communication & Networking
  • Computer organization & Microprocessor
  • Data structure
  • Integrated circuits
  • Programming language C, C++, and OOPS
  • Cyber Security and Threats
  • Operating system & amp; system programming
  • Compiler design
  • Software engineering
  • Mobile Technologies
  • Digital electronics
  • Basic Terms
Professional Knowledge (Common for all Finance Posts)
  • Direct and Indirect Taxes
  • Cost Accounting Concepts
  • Management Accounting Concepts
  • Basic Accounting concepts and principles
  • Accounting Standards
  • Auditing standards

SBI SO 2020 Pre - Exam Training:

The Pre Exam Training is conducted for the candidates who belong to SC/ST and Minority Communities. The main aim of the Pre Exam Training is to provide training facilities to improve the abilities and to enhance the capabilities of under privilege candidates. The training is free of cost, but all the other expenses like travel, accommodation, food, etc. must be paid by the candidates themselves. Pre Exam Training for rbi assistant exam is specially conducted for candidates who could not afford to take admission in private coaching institutes. During the training, candidates will get to know the exam pattern, expected questions, tips & techniques to solve the problems, how to manage time during the rbi assistant exam and how to prepare for the Exam. Training is conducted for five days just before the start of the Preliminary Exam. Candidates who wish to appear Pre Exam Training must select the relevant option at the time of Online Registration. The administrative body has all the right to cancel the program anytime at any of the centers, depending upon the response and feasibility or add some more centers or make alternate arrangements.

Click here to download Bank, SSC and Government Exams Preparation App

SBI SO 2020 Interview Details:

Interviews are not only being conducted to test your knowledge and abilities required for the job but also to assess your personal behavior and attitude as well. Right from the moment you enter the Interview hall, you’re judged for your every gesture and words you speak.

Things to do before going for the SBI SO Interviews!

As soon as you receive the SBI SO Results, start preparing yourself for the Interview rounds!
To make your preparations sure shot, we are presenting some quick tips below. Let’s have a look!
  • Research for the Indian Banking Policies & Financial System well!
  • Read & Learn the Most Frequently Asked Questions & Answers for SO Interviews.
  • Try to improve your communication skills and learn the Interview Ethics to create a first great impression on Interviewers.
  • Keep all the Required Documents up to date.
  • Stay Updated with Daily Current Affairs & General Knowledge.
  • Understand the Roles of a Specialist Officer & his Job profile.
  • Don’t Lose Confidence & Keep Yourself Healthy.
  • Download the IBPS SO Interview Call Letter & Note Down the Venue, Date and Time Details!

SBI SO Interview Questions that are asked frequently!

Personality Based Interview Questions:
1. Tell me about yourself.
2. What do you consider as your Most Significant Strengths
3. What is/are your weakness/weaknesses?
4. What is the difference between hard work and smart work?
5. How do you deal with pressure or stressful situations?
6. Describe the difference between being a Manager and a Leader and a Follower?
7. Why do you choose banking sector?
8. What's your management style?
9. How would your boss and co-workers describe you?
10. What are your hobbies and interests?
Profile Based Questions:
1. Who is a Specialist Officer and what are his duties and responsibilities?
2. Who are our major competitors and what differences do you notice in our Banking products?
3. What changes do you want to bring in your job field?
Professional Knowledge Questions:
1. How is your professional knowledge going to be useful for the bank?
2. What is Priority sector lending?
3. Should farmers be given loan at cheaper rate when they’re already getting a subsidy on fertilizer and diesel?
4. We should abolish the concept of CRR, and we should have just insurance of deposit? Do you agree?
5. What are the two main problems banks are facing today? And what should be done to solve them?
6. What do you think about deregulation of saving account? Is it a good step?
7. What is no frill account? How does it help in Financial Inclusion?
8. Which banking sector is stronger: Indian or Western? And why?
9. What provisions did this year’s budget have for the banking sector?
10. Do the Agricultural crops sold by the farmers in the market comes under income tax?
Banking Related Questions:
1. What is CBS?
2. Who is the Governor of RBI/chairman of SBI?
3. Who are the deputy governors of RBI?
4. What does CORE stand for?
5. What are the basics of Monetary policy?
6. What is Plastic Currency?
7. What is 'Green Channel'?
8. What are the functions of RBI?
9. What are the important products or schemes launched by various banks recently?
10. What the below terms mean and also name their full forms–
  • IMPS
  • SLR
  • CRR
  • NPS
  • NBFCs
  • CAG
  • ATM
  • KYC
HR Based Questions:
1. Why do you want this job?
2. Share your thoughts on an ideal company.
3. What attracted you to this company? Or Why do you want to work at our company?
4. Why should we hire you?
5. What is the difference between confidence and over-confidence?
6. How do you feel about working nights and weekends?
7. What can you do for us that other candidates can't?
8. What do you know about our company?
9. Are you willing to relocate?
10. What are your goals?
Important Topics for Current Affairs Based Questions:
Current Affairs is the essential asset to crack any Banking Interviews/Exams. Stay updated with latest happenings and events across the world!
Below we are sharing some topics that will be asked in the IBPS SO Interview Questions.
  • National & International Events
  • Bills & Acts
  • Memorandum of Understanding (MoU)
  • Awards & Recognition
  • Mergers & Appointments in Banks
  • Name of CEO’s of Famous Banking Bodies
  • Important Dates
  • Economics & Banking Related Questions

SBI SO 2020 Salary:

Salary Packages of SBI Specialist Officer:     

Sr.No. Grade  Scale of Pay
1 Junior Management Grade Scale I (JMGS I) 23700-980/7-30560-1145/2-32850-1310/7-42020
2 Middle Management Grade Scale II (MMGS II) 31705-1145/1-32850-1310/10-45950
3 Middle Management Grade Scale III (MMGS III) 42020-1310/5-48570-1460/2-51490

SBI SO 2020 Application Fees:

An application fee of Rs 750 is required to be paid by candidates belonging to General and OBC category.The same amount is narrowed down to Rs. 0/- for candidates belonging to SC/ST/PWD category.

SBI SO 2020 Admit Card and Other Info:

SBI SO Admit Card 2020 will be available on the official website. Candidates carrying the admit card are allowed to appear for SBI SO 2020. Under no circumstances, will the call letters be sent via post to the candidates. Steps to download SBI SO 2020 Admit Card are mentioned below:
  • Visit the official website of State Bank of India
  • Go to the ‘Careers’ tab
  • Click on Latest Announcement and search the advertisement number
  • Click on ‘SBI SO 2020 Admit Card’
  • Enter Registration Number
  • Enter date of birth as password and enter Captcha
  • Download and save your Admit Card
  • Obtain a hard copy for future purposes
Details on SBI SO 2020 Admit Card
SBI SO 2020 Admit Card contains all the important details about the candidates. All the examinees need to refer their admit cards for the correct test venue, its address, reporting time and all the other specifications. Some of the crucial details mentioned on the admit card are as follows:
  • Name and roll number of candidate
  • Father’s name
  • Date of birth of the candidate
  • Registration number of the candidate
  • Photograph of the candidate
  • Name of test venue
  • Address of the test venue
  • Date and timing of the exam
  • Documents to be carried on the exam day
  • General Instructions to be followed on day of the exam

SBI SO 2020 Result:

SBI SO 2020 will be conducted in the month of January 2020. The results for the same are expected in the last week of January 2020. SBI SO is national level exam. Candidates must visit the official website to check their results and obtain their scorecards.

  • The results will be available on www.
  • SBI SO 2020 Result will display the scorecard of the candidates.
  • Based on the scores and cut off the candidates, they will be called for interview.
  • The recruitment will be decided by the State Bank of India.
How to Check SBI SO 2020 Result
State Bank of India will release SBI SO 2020 Results by February 2020. Below are the steps to download SBI SO 2020 Results:
  • Visit the careers page link of the SBI website –
  • Click on the link - Recruitment of Specialist Cadre Officers in SBI on the Regular and Contract basis (Final Results Announced).
  • Now click on the link - Final Select List.
  • The results PDF file will open in the browser, which contains the final list of selected candidates in the SBI SO 2020 exam.
  • View the result and save the PDF file for future references.
Details on Scorecard
Scorecard will include the marks scored by the candidate in SBI SO 2020 exam. Given below are the details mentioned on the scorecard:
  • Candidate’s name
  • Date of Birth
  • Registration number
  • Cut Off score
  • Qualifying status
  • Merit rank

SBI SO Previous Year Exam Analysis:

  • The overall difficulty level of the paper was moderate.
  • However, the difficulty of the questions was evenly distributed. Like some questions were easy, some were medium and the remaining ones were tougher.
  • All the questions were of multiple choice, and four probable answers were provided for each question.
  • Each correct answer was set for one mark, and there was negative marking.
  • For each incorrect attempt, one-fourth (1/4) mark was supposed to be deducted from the candidate’s score.
  • The questions were asked from the four sections – Quantitative Aptitude, Reasoning Ability, English Language, and Professional Knowledge.
Following is the overall paper analysis of the SBI SO exam:
Section Name
 Total Number of Questions
Maximum Marks
 Difficulty Level
Number of General Attempts
Quantitative Aptitude
35  35   Difficult  20-24
Reasoning Ability  50  50  Easy to Moderate 35-40
English Language 35 35 Moderate to Difficult 22-25
Professional Knowledge  50   50  Moderate 34-38
Total   170   170   Moderate 110-120

SBI SO 2020 Cut Off:

  • SBI SO 2020 Cut Off will depend on various factors such as total number of applicants, the total number of seats and the difficulty level of the SBI SO 2020 exam.
  • SBI SO 2020 cut off mark will be decided by the Central Recruitment and Promotion Department of SBI bank.
  • Aspirants clearing the online exam and the interview also need to obtain the qualifying cut off score prepared by State Bank of India (SBI).
  • Aspirants need to qualify in all the stages of the SBI SO 2020 selection process, post which the selected candidates’ list based on the cut off will be announced on the official website of SBI bank.
SBI SO 2017 Expected Cut off
Here is the expected Cut-off for SBI SO 2017. The Professional Knowledge section holds the highest weight of the SBI SO. Hence, it is one of the deciding factors in SBI SO 2017 Cut off. Candidates are advised to look out for the section. Among the other sections, Analytical Reasoning is also one of the major sections in SBI PO. The sectional SBI SO Cut off 2017 is expected to be as mentioned in the table.
SBI SO 2017 Expected Cut off
Professional Knowledge 
Quantitative Aptitude
English language  
Analytical Reasoning
General  60 13 12 22
SC   54 09 08 18
ST   46 07  06 13
OBC  55 12 10 19

Read more:

FAQs SBI SO 2020:

Q. What is the full form of SBI SO Exam?
Ans: SBI SO means STATE BANK OF INDIA SPECIALIST OFFICER Exam which is conducted to appoint specialist officers for various branches of SBI. 

Q. Is SBI SO 2020 Exam bilingual?
Ans: Yes, SBI SO 2020 exam is bilingual. The questions will be available in both Hindi as well as in English language
Q. Is there any interview session in SBI SO Exam?
Ans: Yes, SBI SO exam has interview session which is conducted for the candidates who successfully qualify the prelims and mains phase.
Q. Does SBI SO post requires work experience?
Ans: Applicants applying for the post of Specialist Officer should be qualified in all facets. The work experience required varies according to the SBI SO posts. The experience plays a main role at the time of interview. The SBI SO 2020 final result will be based on the interview
Q: What is the minimum qualification required for SBI SO?
Ans: The minimum qualification for SBI SO is graduation in respective fields, but in most of the cases candidates must possess an additional degrees and work experience as per the requirements of the posts.
Q. Can I know the name of some posts offered through SBI SO EXAM?
Ans: There are various posts offered through SBI SO EXAM some of them are:

SBI SO 2019-20 Exam was conducted to recruit following posts -
a.    Deputy Manager (Law)
b.    Defence Banking Advisor (Navy & Air Force)
c.    Circle Defence Banking Advisor
d.    HR Specialist (Recruitment)
e.    Manager (Data Scientist)
f.    Deputy Manager (Data Scientist)
g.    Deputy Manager (System Officer)
h.    Senior Special Executive
i.    Senior Executive (Statistics)

Similarly other professional officers are required depending upon the department’s vacant posts held thereafter.
Q. How to send the documents required to register for SBI SO EXAM?
Ans: The documents required for SBI SO EXAM can be submitted by uploading their scanned images. 
Q. What is the category –wise application fee for SBI SO 2020 Exam?
Ans: The application fee varies for every category as mentioned below:

1.    For General/OBC - INR 750
2.    For SC/ST/PwD - INR 125

Q.  What is the age relaxation for reserved category in SBI SO 2020?
Ans: The age relaxation for reserved categories like OBC, ST, SC and PwD candidates is as follows:

1.    For OBC - 3 years
2.    For ST/SC - 5 years
3.    For PwD with OBC - 13 years
4.    For PwD with ST/SC - 15 years
5.    For PwD (General/EWS) - 10 years

Q. Is there any contract period for the SBI SO posts?
Ans: Yes, there is contract period of 5 years. During these 5 years, candidate is on probation for the first year and for the rest of the years he or she has to work without break to be promoted further.
Q. May I know about the professional knowledge section of SBI SO exam?
Ans: The professional knowledge section is one of the sections of the SBI SO mains examination. In this section, questions are asked on the specialization for which the candidate has applied.
Q. What is the salary offered to SBI SO?
Ans: The SBI SO salary varies from Rs.23,700 to Rs. 50030, depending upon the post for which the candidate has applied. To know the detailed SBI SO salary structure candidates can refer the official notification or visit the official website of SBI.
Q. I am in the final year of my graduation, Can I apply for the SBI SO exam?
Ans: No, final year or semester students are not qualified to apply for the SBI SO exam. Only the candidates who have accomplished a degree in their specialization are entitled to apply for the exam.
Q. When the SBI SO exam generally conducted every year?
Ans: The SBI SO exam is conducted annually by SBI. The notification for the same is normally released by May every year. Candidates can keep on checking the SBI website for the latest updates on SBI SO Exam in case they are targeting for that particular year.