IBPS Clerk 2020

IBPS Clerk 2020 Notification, Eligibility, Exam Pattern, Syllabus

Institute of Banking Personnel Selection (IBPS) conducts a common written exam(CWE) every year for the recruitment of clerical cadre in multiple banks all over the country. All public sector banks use CWE as a base to fill the vacancies for this post. IBPS Clerk 2020 Official Notification has been released by IBPS on 1st Sep 2020  for the recruitment of 2557 Clerical Cadre posts. The Online registration for IBPS Clerk Will begin from 2 Sep 2020.

Click here to download the official notification

Click here to Apply Online

IBPS Exam Calendar 2020-21

The Institute of Banking & Personnel Selection (IBPS) has released the exam calendar for this year. The candidates were also eagerly waiting for the same. Now they can check all the exam dates in this newly released IBPS exam calendar 2020-21.

• IBPS Clerk 2019 Mains Exam Download Free Practice Papers PDF
• IBPS Clerk Pre 2019 Free Practice Test pdf

IBPS Clerk 2020 Vacancy: 2557 Vacancy

IBPS introduced 2557 vacancies for IBPS Clerk 2020 Recruitment.

Click here to see Bank-wise & State-wise Vacancies Details

IBPS Clerk 2020 Exam Dates:

The important dates for IBPS Clerk are as follows:

Activity	Tentative Dates
Starting date for On-line registration	2 September 2020
Last date to Register	23 September 2020
Preliminary Exam Date	05, 12, 13 December 2020
Mains Exam Date	24 January 2021
Download of call letters for Pre- Exam Training	17.11.2020 onwards
Conduct of Pre-Exam Training	23.11.2020 to 28.11.2020
Download of call letters for Online examination – Preliminary	18.11.2020
Result of Online exam – Preliminary	31.12.2020
Download of Call letter for Online exam – Main	12.01.2021
Provisional Allotment	01.04.2021

Click here to Join IBPS Clerk Online Coaching

IBPS Clerk 2020 Eligibility Criteria:

The eligibility Criterion of IBPS Clear 2020 common written exam is the same divided into three divisions age limit, educational qualification and nationality.

IBPS Clerk Age Eligibility: (As on 01.09.2020):

Minimum: 20 years Maximum: 28 years

IBPS Clerk 2020 Age Limit:

Scheduled Caste/Scheduled Tribe	5 years
Other Backward Classes	3 years
Persons With Disability	10 years
Ex-Servicemen/Disabled Ex-Servicemen	Actual period of service rendered in the Defence forces + 3 years (8 years for Disabled Ex Servicemen belonging to SC/ST) subject to a maximum age limit of 50 years
Widows Divorced women and women legally separated from their husbands who have not remarried	9 years
Persons ordinarily domiciled in the Kashmir Division of the State of Jammu & Kashmir during the period 1-1-80 to 31-12-89	5 years
Persons affected by 1984 riots	5 years
Regular employees of the Union Carbide Factory, Bhopal retrenched from service (Applicable to Madhya Pradesh state only)	5 years

 

Nationality –

•  A candidate must be either of the following:
• An Indian National or can be a citizen of Nepal or Bhutan or Tibetan Refugee who have settled in India.
• A person of Indian origin who has originally migrated from Pakistan, Burma, Sri Lanka, East African countries of Kenya, Uganda, the United Republic of Tanzania (formerly Tanganyika and Zanzibar), Zambia, Malawi, Zaire, Ethiopia and Vietnam to permanently settle in India.
• Candidate belonging to countries other than India must present an eligibility certificate issued by authorities recommended by Government of India.

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Candidates should also be proficient in the language of the state from which they are applying. This means that the candidates should know how to read, write and speak the official language of the state of union territory from which they are applying.

IBPS Clerk 2020 Exam Pattern:

The IBPS Clerk exam occurs in two stages: Prelims and Mains. Both these papers follow online method of conducting written examination. The structure of the exam is as follow:

Date of Exam	Preliminary - 05, 12, 13 December 2020 Mains - 24 January 2021
Conducting Body	IBPS
Mode of Exam	Online
Paper Type	Objective
Medium of Exam	English and Hindi
Duration of Exam	Preliminary - 60 minutes Mains - 120 Minutes

 

Phase-1: IBPS Clerk Prelims Exam 
The preliminary exam of IBPS Clerk CWE is an online exam testing a candidate on the basis of their aptitude, intellect and English. There are three sections in total and the candidate must clear the cut off of each section to proceed to the mains exam round. Candidates are required to solve the question paper in the time frame of 20 minutes for each section. The composite mark of the paper is 100 and the passing marks is decided by IBPS that is likely to change every year depending on the level of difficulty of the exam.

S.No.	Section	No. of Questions
1	English Language	30
2	Numerical Ability	35
3	Reasoning Ability	35
Total		100

 

Phase-2: IBPS Clerk Mains Exam
IBPS Clerk 2020 Mains exam will also be an online exam. The question paper will contain 190 MCQs of 200 marks each. 0.25 marks will be deducted for each wrong answer. The total time duration for this section will be 160 Minutes and each section has a separate timing. Exam Paper will be divided into five sections

S.No.	Section	No. of Questions	Duration
1	Reasoning\Computer Knowledge	50	45 minutes
2	English Language	40	35 minutes
3	Quantitative Aptitude	50	45 minutes
4	General Awareness(with special reference  to Banking Industry)	50	35 minutes
Total		190	160minutes

 

Document Verification:
After finding your name in the shortlisting candidates of mains examination, you will be called for the final process, that is, document verification round.  Your every document (which is mentioned below) will be checked and will be matched to the details which you had entered at the time of application form filling. I am providing the list of documents which the authorities ask you to bring for verification.

• Printout of Valid Calls Letter
• Valid System generated Online Application form
• Date of Birth Proof
• Photo Identity Proof
• Graduation Mark sheet
• If Applied for reservation Caste Certificate
• Medical Certificate for Physically Disability candidates
• Experience Certificates
• NOC from department those candidates are pursuing in any Government Jobs / Public Sector Undertaking etc.

IBPS Clerk 2020 Syllabus:
IBPS Clerk 2020 exam syllabus for Reasoning, Quantitative Aptitude and English Language is same for Preliminary and Mains Examination. In addition to these two, the other subjects are General Awareness and Computer Knowledge. The General Awareness is based on the Banking Sector awareness. Candidates should prepare as per the syllabus.

IBPS Clerk 2020 Syllabus for Preliminary exam 

The syllabus for this Prelims Exam includes three subjects- English Language, Quantitative Aptitude and Reasoning. The prelims have sectional cutoff which implies that candidates must obtain the minimum qualifying marks in each section to clear the exam. Candidates must also meet the cutoff to qualify for Mains and theinterview round.

S.No	Quantitative aptitude	Reasoning	English
1	Series completion	Coding-decoding	Reading comprehension
2	Percentage	Distance and direction	Close test (Fill in the blanks)
3	Simplification	Ranking and number	Error locations
4	Ratio and proportion	Blood relation	Rearrangements
5	Average	Mathematical operation	Sentence improvement
6	Problems on ages	Sitting arrangements	Synonyms/Antonyms
7	Profit and loss	Puzzle test	Fillers
8	Time and distance & Trains	Syllogism	Alphabet test
9	Boat and streams
10	Time and work
11	Quadratic equations
12	Permutation & combination and probability
13	Data Interpretation

 

IBPS Clerk 2020 Syllabus for Mains exam 

The Syllabus for IBPS Clerk Main Exam includes 4 subjects- Reasoning and Computer Aptitude, English Language, Data Analysis and Interpretation, General Economy and Banking Awareness.

S.No	Data Analysis & Interpretation	Reasoning & Computer Aptitude	English	General/ Economy/ Banking Awareness
1	Number system	Series completion	Error locations	Current affairs
2	HCF & LCM	Analogy	Synonyms	International economy
3	Decimal fraction	Classification	Antonyms	UNO
4	Square root & cube Root	Coding-decoding	Phrasal	Marketing
5	Percentage	Distance and direction	Verbs	Award & honors
6	Ratio and proportion	Ranking and number	Preposition	Sports
7	Average	Blood relation	Passage completion	Finance
8	Simplification	Mathematical operation	Fill in the blanks	Agriculture
9	Quadratic equations	Sitting arrangements	Reading comprehensive	History of banking
10	Problems on ages	Puzzle test	Re arrangements	Country currency capital
11	Partnership	Venn diagram	Sentence improvement	Books & authors
12	Profit and loss	Data sufficiency	-	Banking terms
13	Simple and compound interest	Input and output	-	Dams/Rivers/Temples
14	Allegation and mixture	Eligibility test	-	Nuclear/thermal power plant
15	Time and distance	Statement conclusion	-	Banking Instruments
16	Trains	Statement course of action	-	-
17	Boat and streams	Statement assumptions	-	-
18	Pipe and cistern	Basic computer knowledge	-	-
19	Mensuration 2D & 3D	Number system	-	-
20	Permutation & combination	Logic gates	-	-
21	Probability	Network & DBMS	-	-

 

IBPS Clerk 2020: Pre - Exam Training

Bank may  arrange  pre-examination  training  at  certain  centres  for  SC/ST/Religious Minority Community candidates in consonance with the guidelines issued by Government of India. Candidates belonging to the above categories who desire to avail themselves of such  training  at  their  own  cost  may  indicate  to  that  effect  against  relevant  column  while applying on-line. An indicative list of training centres is given below:

North India	South India	East India	West India
Agra	Bangalore	Agartala	Ahmedabad
Allahabad	Chennai	Aizwal	Akola
Bareilly	Coimbatore	Asansol	Aurangabad
Chandigarh	Ernakulam	Bhubaneswar	Indore
Dehradun	Gulbarga	Berhampur (Ganjam)	Bhopal
Gorakhpur	Hubli	Dibrugarh	Jabalpur
Jaipur	Hyderabad	Gangtok	Mumbai
Kanpur	Madurai	Guwahati	Nagpur
Lucknow	Mysore	Imphal	Panaji (Goa)
Meerut	Port Blair	Itanagar	Pune
NewDelhi	Tirupati	Kohima	Raipur
Srinagar	Vishakhapatnam	Kolkata	Vadodara
Varanasi	Vijayawada	Patna
		Purnea
		Ranchi
		Sambalpur
		Silchar
		Siliguri
		Shillong

Bank  may  add  additional centersor  may  delete  some  of  the center  sindicated  for training. Candidates opting for pre-examination training should download their call letter for  training from  Bank's  website by  entering  their  registration  number  and  password/ date of birth. No hard copy of the call letter will be sent.

IBPS Clerk 2020 Salary:       
IBPS Clerks get a decent IBPS Clerk Salary. The IBPS Clerk Salary is the sum of the Basic Pay and other allowances. This means the

minimum Basic Pay for IBPS Clerk is	Rs 11,765 while the
maximum is	Rs 31540
Initial Basic Pay – increment of Rs 655 for three years	Rs 11765 with a yearly
Basic Pay after 3 years – increment of Rs 815 for the next three years	Rs 13730 and yearly
Basic Pay after the next 3 years – increment of Rs 980 for the next four years	Rs 16175 and yearly
Basic Pay after the next 4 years – increment of Rs 1145 for the next 7 years	Rs 20095 and yearly
Basic Pay after next 7 years – increment of Rs 2120 for next one year	Rs 28110 and yearly
Basic Pay after next 1 year – increment of Rs 1310 for next one year	Rs 30230 and yearly
Basic Pay after next year	Rs 31540

 

The different allowances are tabulated below:

Special Allowance	Initially, the Special Allowance is 7.5 percent of the Basic Pay. After completing one year of service. SpecialAllowance will be increased by Rs 400 to Rs 500
Dearness Allowance (DA)	This component is 4 percent of the IBPS Clerk Basic Pay. DA depends on the CPI and is revised quarterly, i.e. after every three months.
House Rent Allowance (HRA)	The HRA depends on the location of the posting.  It will be 8.5 percent of the Basic Pay for Metro Cities, 7.5 percent of the Basic Pay for cities having a population of more than 5 lakhs, and 6.5 percent of the Basic Pay for other cities.
Travel Allowance	Expenses on official tours and travels will be reimbursed by the bank.
Medical Allowance	This is paid once a year. For IBPS Clerks, the amount is fixed at Rs 2000.

 

IBPS Clerk 2020 Application Fees:
The category wise fee structure for IBPS Clerk 2020 exam online application is given below. Fee/Intimation charges once paid will NOT be refunded on any account nor can it be held in reserve for any other examination or selection. The application fee must be paid online itself.

Sr. No.	Category	Application Fee
1	SC/ST/PWD	Rs.175/- (Intimation Charges only)
2	General and Others	Rs. 850/- (App. Fee including intimation charges)

 

IBPS Clerk 2020 Admit Card:
Candidates must download the IBPS Clerk 2020 admit card from the official website of the bank as the hard copy of the IBPS Clerk Admit Card will not be sent to the candidate via post. To login on the official website, the candidates will require the following:
• Registration No/Roll No
• Date of Birth/ Password

To Download IBPS Clerk 2019 Admit Card

IBPS Clerk 2019 Preliminary exam admit card has been released by IBPS for all candidates who have successfully submited the online application for the same. IBPS will be organizing IBPS CLERK 2019 Prelims exam for the post of Clerical Cadre on 07th and 08th December 2019. The admit card link for IBPS Clerk 2019 Prelims exam has published on 26th of November 2019 at official website of IBPS.

IBPS Clerk 2019 Mains Admit Card

IBPS Clerk Mains Admit Card 2019 has been released. IBPS will be organizing IBPS CLERK 2019 mains exam for the post of Clerical Cadre on 19th January 2020. The admit card link for the IBPS Clerk 2019 Mains exam has published on 7th January 2020 at the official website of IBPS.
So all candidates who have applied for IBPS 2019 exam are required to download the IBPS Clerk 2019, Mains Admit Card:

IBPS Clerk Result
The results of IBPS will be released after completion of two Phase of Examination. The Final Merit state wise and category wise List shall be prepared in descending order of the marks secured by the candidates in the Online Main Examination. Candidates who fall within the number of vacancies in the merit list shall be considered for appointment for the post of clerk in Banks.

IBPS Clerk Prelims Result Out

Institute of Banking Personnel Selection Board (IBPS) has declared the IBPS Clerk 2019 Prelims Result on 1 JAN-2020. IBPS Clerk 2019 Preliminary Exam was conducted on 07th and 08th December 2019.

All candidates can check IBPS Clerk 2019 Prelims Result by offical website

IBPS Clerk 2019 Prelims Score Card

The Scorecard for IBPS Clerk 2019 Preliminary exam has been released on 8th January 2020. IBPS Clerk Prelims Score card 2019 is released on the official IBPS website ibps.in. The direct link to download IBPS Clerk Prelims 2019 Score card isby offical website

 IBPS Clerk: Previous Year Exam Analysis
First day, all slots of IBPS Clerk 2019 Pre Exam has been conducted on 7th Dec 2019 and it’s time to discuss the most awaited exam analysis of IBPS Clerk Preliminary 2019 Exam. This year, IBPS Clerk Pre Exam was of Easy to Moderate level. There were many new types of questions introduced in the reasoning and english section. IBPS Clerk Pre 2019 exam had 3 sections in the objective test comprising of 100 questions to be solved in 60 minutes.

• Reasoning Ability
• Numerical Ability
• English Language

IBPS Clerk Pre Exam Analysis, Review 2019 : 07th December (1st Shift)

IBPS Clerk Pre Exam Analysis, Review 2019 : 07th December (2nd Shift)

IBPS Clerk Pre Exam Analysis, Review 2019 : 07th December (3rd Shift)

IBPS Clerk 2020: Previous Year Exam Cut off

Let's have a look at the previous year cut-off for IBPS Clerk.

IBPS Clerk Final Cut Off 2018-19: Category-wise:

States	Total Number of Vacancies	UR	OBC
Andaman & Nicobar	02	NA	NA
Andhra Pradesh	759	50.98	48.1
Arunachal Pradesh	18	40.03	NA
Assam	111	49.83	44.2
Bihar	351	51.78	49.1
Chhattisgarh	202	49.88	48.05
Dadara & Nagar Haveli	05	44.25	NA
Daman & Diu	06	37.93	37.8
Delhi	418	55.83	50.6
Goa	44	48.93	48.1
Gujarat	1235	48.45	42.3
Haryana	167	56.43	50.03
Himachal Pradesh	188	53.05	45.15
Jammu & Kashmir	94	54.93	44
Jharkhand	352	50.63	46.03
Karnataka	967	51.95	49.8
Kerala	439	53.58	51.5
Lakshadweep	01	46.45	NA
Madhya Pradesh	745	51.18	47.05
Maharashtra	1480	50.08	48.2
Manipur	11	49.05	NA
Meghalaya	17	39.7	NA
Mizoram	06	54.73	NA
Nagaland	06	45.45	NA
Odisha	471	51.28	49.78
Puducherry	30	51.25	51.25
Punjab	550	56.58	48.45
Rajasthan	376	53.18	51.23
Sikkim	14	45.78	45.78
Tamil Nadu	1314	52.43	52.35
Telangana	582	51.75	49.5
Tripura	25	50.33	NA
Uttar Pradesh	2270	51.45	44.88
Uttarakhand	185	52.5	44.55
West Bengal	724	53.28	44.2
Overall Vacancies	14206

The IBPS Clerk 2018-19 Prelims Cut-Off for General category is mentioned below

State Name	Cut Off
Uttar Pradesh	74.00
Madhya Pradesh	71.25
Delhi	71.75
Gujarat	67.75
Bihar	73.50
Tamil Nadu	57.75
Odisha	72.75
Rajasthan	73.00
Haryana	73.00
Andhra Pradesh	75.75
Telangana	58.25
Karnataka	66.25
Himachal Pradesh	73.00
Jharkhand	74.00
Maharashtra	63.25
Assam	67.25
West Bengal	73.50
Punjab	73.25
Chandigarh	66.75

 

IBPS Clerk 2017-18 Final (Mains) Cut Off

IBPS has released IBPS Clerk 2017-18 final Cut-Off and result. The category wise IBPS Clerk 2017-18 Final Cut-Offs are mentioned below:

State/ UT	SC	ST	OBC	UR
Andaman & Nicobar	NA	NA	NA	NA
Andhra Pradesh	40.27	31.84	48.31	50.78
Arunachal Pradesh	NA	41.49	NA	46.43
Assam	40.79	36.16	43.43	47.17
Bihar	38.86	37.27	50.95	53.43
Chandigarh	46.39	NA	47.95	54.07
Chattisgarh	39.46	24.49	50.34	50.43
Dadar & Nagar Haweli	NA	NA	NA	39.02
Daman & Diu	NA	NA	36.91	45.92
Delhi	42.58	38.03	47.81	53.82
Goa	NA	24.43	44.07	44.70
Gujarat	39.95	23.68	44.04	47.53
Haryana	39.21	NA	46.81	52.72
Himachal Pradesh	43.91	40.74	43.17	52.88
Jammu & Kashmir	NA	35.74	42.71	52.31
Jharkhand	34.24	31.02	46.21	47.29
Karnataka	36.77	31.41	43.67	44.56
Kerala	40.68	30.85	50.52	52.32
Lakshadweep	NA	NA	NA	NA
Madhya Pradesh	36.43	26.63	45.03	48.89
Maharashtra	42.91	26.32	43.93	45.95
Manipur	45.77	41.74	62.36	44.21
Meghalaya	NA	38.31	37.82	39.09
Mizoram	NA	NA	NA	40.79
Nagaland	NA	39.74	NA	40.45
Odisha	37.07	31.32	50.64	51.22
Puducherry	41.27	NA	47.47	48.06
Punjab	37.88	NA	45.22	53.16
Rajasthan	38.28	34.70	48.17	52.93
Sikkim	NA	NA	47.21	49.67
Tamil Nadu	39.39	35.29	48.27	48.49
Telangana	40.18	34.17	38.72	49.97
Tripura	45.68	28.50	NA	48.86
Uttar Pradesh	37.20	33.53	44.24	51.13
Uttarakhand	40.16	38.11	47.11	53.16
West Bengal	42.14	35.95	45.06	54.47

 

Check here: IBPS Clerk 2019-20 State Wise Final Cut Off Marks

IBPS Clerk Preparation Tips 2020:
To begin your preparation, it is advisable to go through the syllabus first. The examination consists of five sections, which include: Quantitative Aptitude, Reasoning Ability, General Awareness (Part of Mains only), Computer Knowledge (Part of Mains) and English Language. To begin your preparation, start with practicing all the sections, at least one hour a day.
Start your preparation by making a study plan. Prepare a chart and divide your time according to the subjects. If you want to give more time to a particular subject, then plan your study schedule accordingly.

IBPS Clerk Reasoning Tips:-
Reasoning part is very important aspect of this exam. This part is useful because of the pattern of questions ask in this exam.
1. This section is very scoring so candidates needs to focus more on this part.
2. Most of questions in this sections are comprehensive type reasoning or we can say Puzzles. A paragraph is given to puzzled you & 4 to 5 questions asked related to that paragraph.
3. First do all simple Questions like coding decoding, inequality, syllogism etc then go for Puzzles.
4. So This part is very useful,  by solving Puzzles you can answer 5/ 6 questions within no time. so candidates needs to practice more questions of Comprehension type reasoning or Puzzled. This part take less time if you solve paragraph puzzles with full concentration.
5. There is drawback of Puzzles if you solve puzzle wrong, your all answers will be wrong. so candidates solve passage with Intelligence & Concentration.
6.    This part play a crucial role in deciding merit of candidates. Marks of candidates also depends on this section. So IBPS Aspirants ! Make Reasoning your main weapon in the exam for crack upcoming IBPS clerk exam.
Topics to focus :-  Seating Arrangements, Input-Output, Coding and de-coding, Problem Solving, Statement & Conclusion type questions, Blood Relation, Syllogism, Inequalities, Puzzles (Floor Based, Row & Order Based), Data Sufficiency, Decision Making.

1. Current affairs of National & International news, Important dates, Current Science, Technology, Sports & Culture are topics from which questions will be ask.
2. Some questions are related to Banking & Marketing.
3. Candidates are advised to sharpen their axe on daily current affairs by reading newspaper, magazines related to current affairs.
4. Candidates can answer only those questions on which they are fully confident because their is negative marking. Wrong answer lessen your chances for selection.

• Current Affairs (National and International), 
• Major Financial / Economic News, 
• Budget and Five Year Plans, Sports, 
• Books and Authors,
•  Awards and Honors, Science – Inventions and Discoveries, 
• Abbreviations,
• Important Days ,International and National Organizations are some  related topics                                  

1. In this section question are asked from topics related to Basic of Computers, Computer Organization, Generations of computer, Input & Output Device, Shortcuts & Basic knowledge MS word, MS Excel, MS power point, Memory Orientation, Internet, LAN, WAN, Modem, Computer Abbreviations, Modern day Technology.
2. Candidates can easily score in this sections because syllabus is not so vast. Questions ask on operations which a persons generally done on computers.
3. This part is less time taking also so it can help in solving more no. of questions in Reasoning & Aptitude.

1. Don’t Bother about Cut Off, Focus on Accuracy, Speed.
2. If any Section out of 4 Section is week then Do only those Question in which you are fully confident.
3. Try to get More Marks from the Sections which are your Strength.
4. Give Equal Time for Each Section according to Your Strategy.
5. It is better to complete exam in two Phases. In first phase, Do all those Questions which are less time Taking. If you have done these Questions in Less time then It will be huge bonus to you.
6. It is better to solve Puzzles in Last, if Time Permits. Give Exam with Full Confidence as You are Preparing Hard for this. Give your 100% in Exam.

Read more:

• Click here to check Upcoming SSC Exams details
• Click here to check Upcoming Bank Exams details
• Click here to check Upcoming Government Exams details

IBPS Clerk 2020 Exam FAQs:

1. How many vacancies are announced for IBPS clerk in 2020?
There are total of 1557 vacancies announced by IBPS for the requirement of clerk 2020.

Allahabad Bank	Canara bank	Indian overseas bank	UCO bank
Andhra bank	Central Bank of India	Oriental Bank of Commerce	United Bank of India
Bank of Baroda	Corporation Bank	Punjab National Bank	Union Bank of India
Bank of India	Dena Bank	Punjab & Sind Bank	Vijaya Bank
Bank of Maharashtra	Indian Bank	Syndicate bank	-

 

Sr.  No	Category	Age Relaxation
1	Scheduled Caste/Scheduled Tribe	5 years
2	Other Backward Classes	3 years
3	Persons With Disability	10 years
4	Ex-Servicemen/Disabled Ex-Servicemen    Actual period of service rendered in the defense forces + 3 years (8 years for Disabled Ex-Servicemen belonging to SC/ST) subject to a maximum age limit of	15 years
5	Widows Divorced women and women legally separated from their husbands who have not remarried	9 years
6	Persons ordinarily domiciled in the Kashmir Division of the State of Jammu & Kashmir during the period 1-1-80 to 31-12-89	5 years
7	Persons affected by 1984 riots	5 years
8	Regular employees of the Union Carbide Factory, Bhopal retrenched from service (Applicable to Madhya Pradesh state only)	5 years