Dear Aspirants,
We hope you are preparing well for the banking exams, many aspirants are confused between the SBI Clerk and IBPS Clerk. Here we are going to clear your all queries about the difference between SBI Clerk and IBPS clerk.
Total Number of Vacancies
The IBPS Clerk Recruitment procedure will start from September 2018 whereas the SBI Clerk Recruitment Procedure is expected to begin from January 2018.
As predicted by official sites, the vacancies list of IBPS Clerk and SBI Clerk was as follows – 
Recruitment Exams
Total Number of Vacancies
IBPS Clerk
7883 (2017)
SBI Clerk
8301 (2018)
Selection Process:
The selection process for both Clerk banks is divided into three Phases: Preliminary phases, Mains Examination, Language proficiency Test. The exam pattern for both exam is almost same expect the time limit in SBI clerk preliminary exam as following:
Preliminary Online Test for SBI Clerk 2018:
Sr. No.
Name of Tests
No. of Questions
Maximum Marks
Total Time
English Language
20 Minutes
Numerical Ability
20 Minutes
Reasoning Ability
20 Minutes
1 Hour
One more difference between SBI and IBPS Clerk is that there is section cut off marks in IBPS Clerk for both pre and mains examination but in SBI Clerk there is not sectional cut off for both pre and mains exam from 2018.
Bank Details & Job Locations!
IBPS is the self-recruitment agency that conducts the exam for the recruitment in 23 Public Sector Banks except SBI. Whereas SBI is a banking branch itself! It conducts its own recruitment exam to fill up the vacant seats at its various branches & associate banks like –
Following banks have been merged from April 2017. 
Banks participating in SBI:
SBI Banks
State Bank of Bikaner and Jaipur
State Bank of Hyderabad
State Bank of Mysore
State Bank of Patiala
State Bank of Travancore
Banks participating in IBPS:
IBPS Banks (Headquarters)
Allahabad Bank (Kolkata)
Andhra Bank (Hyderabad)
Bank of Baroda (Mumbai)
Bank of India (Mumbai)
Bank of Maharashtra (Pune)
Canara Bank (Karnataka)
Central Bank of India (Mumbai)
Corporation Bank (Mangalore)
Dena Bank (Mumbai)
Indian Bank (Chennai)
Indian Overseas Bank (AbuDhabi)
Oriental Bank of Commerce (Gurgaon)
Punjab National Bank (New Delhi)
Punjab & Sind Bank (New Delhi)
Syndicate Bank (Manipal)
UCO Bank (Kolkata)
Union Bank of India (Mumbai)
United Bank of India (Kolkata)
Vijaya Bank (Mumbai)
Job Profiles & Responsibilities
 In any bank, the clerks are the first check point where customers can come and ask their queries. Considering the differences between SBI Clerk & IBPS Clerk, we have come up with a few points where their duties may differ from each other. Please check below –
1. IBPS Clerk:
Clerical is an important role giving to the bank customers. Every year lakhs of graduate and post graduate candidates appear for IBPS Clerk exams. This specific job offers a high professional development and tends to make bright future in bank sector. Clerical is a front desk job in a bank and taking care of different customer’s prerequisites.
Those who complete their training successfully will be posted to the different branches of the concerned bank to survive and complete their next two years of probation.  So, initially, IBPS Clerks are posted at Junior Level and after completing their 2 years of the probation period, they can be promoted to the upper level.
2. SBI Clerk:
SBI Clerks are initially designated at Junior Level Grade and after completing their 6 months of training, they can be promoted to the Officer Level. To get the officer grade, they must qualify the Internal Exam conducted based on the structure decided throughout all the branches of the bank.
Salary Structure
Salary Structure is one of the most crucial factors that attract the young graduates to work with the Indian Banking Bodies. Below we are sharing the comparative analysis of IBPS Clerk & SBI Clerk Salary Structure. Please have a look:
Pay Scale:
Clerk Salary 2018
SBI Clerk
IBPS Clerk
Basic Pay
Rs. 0/-
Rs. 0/-
Transport Allowance
(Based on the Location)
Rs. 1058 – 1176
Gross with HRA
The salary structure of IBPS Clerk & SBI Clerk 2018 is almost similar but SBI has some additional allowances, therefore, the salary of an SBI Clerk is INR 2000 more than the in-hand salary payable to an IBPS Clerk Officer. 
Career Growth and Prospects:
SBI Clerk 2018:
SBI encourages hard work and performance of their employees. SBI emphasizes on training newly selected employees. Performance and potential gives progress in SBI. Growth is certainly in store for those who perform well during their job. The career growth in SBI Clerk is as following:
  • Candidates who are selected as SBI Clerk 2017 will be under probation period for 6 months.
  • A person who has completed ten years of service in the clerical cadre will be promoted to Senior Assistant.
  • A person in the clerical cadre who completes twenty years of service will be promoted to the post of Special Assistant.
  • A person in the clerical cadre who completes thirty years of service will be promoted to Senior Special Assistant.
IBPS Clerk:
IBPS Clerks get an opportunity to get promoted to higher post through promotional examinations within 2 years of joining the bank. There are two ways of getting promotion in a bank 1) Internal Exam 2) Post Graduation Degree.
  • Bank clerk
  • Senior Officer
  • Junior Management Grade – Scale I: Probationary Officer
  • Middle Management Grade – Scale II: Manager
  • Middle Management Grade – Scale III: Senior Manager
  • Senior Management Grade – Scale IV: Chief Manager
  • Senior Management Grade Scale V: Assistant General Manager
  • Top Management Grade Scale VI: Deputy General Manager
  • Top Management Grade Scale VII: General Manager
  • Executive Director (ED)
  • Chairman and Managing Director (CMD)
Transfer Policy
For SBI Clerk: 
The candidates who have been posted as Junior Associate through the recruitment exam can be transferred only after completing 5 years of service.
The candidates who have been selected under special recruitment drive conducted in Tura and Kashmir Valley & Ladakh will be eligible for transfer policy after serving 8 years in SBI.
Junior Agriculture Associates will continue in rural/semi-urban branches till they reach Scale V.
For IBPS Clerk:
 A clerk after serving more than 5 years in a branch may be transferred to other branches in the same city/place.
In case there are no other branches in the same city, then a clerk after 5 years can be transferred outside the place but within 40/100 km.
An IBPS clerk after serving more than 10 years in a city/place, he is liable to transfer to any place outside the city, but within 40/100 km.
Note: On transfer, the employee may immediately Apply for transfer to the previous Branch or branches nearer to that branch.
Check Complete Details Here About: SBI Clerk 2020
For Exam Preparation Join: SBI Clerk Online Course
Check here: Bank Exams 2020
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