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The National Insurance Corporation Limited (NICL) invites applications from all the eligible candidates who would like to work as an AO in NICL. The applicants participating in the NICL Career will be selected based on their performance in the written examinations and interview.  


1. About NICL

2. NICL AO Prelims Exam Pattern (Phase I)

3. NICL AO Mains Exam Pattern - Objective + Descriptive (Phase II) 

4. NICL AO Interview (Phase III)

5. NICL AO Eligibility criteria

6. NICL AO 2017 Exam Syllabus

7. NICL AO cut off 2017

1. About NICL:

National Insurance Company Limited (NICL) is a state owned general insurance company in India. The company headquartered at Kolkata was established in 1906 and nationalized in 1972.

2. NICL AO Prelims Exam Pattern (Phase I):

Preliminary Examination:

Sr. No.Name of Tests
No. of QuestionsMaximum MarksTotal Time
1. English language3030Composite time of 1 Hour
2.Numerical Ability3535
3Reasoning Ability3535

3.  NICL AO Mains Exam Pattern (Phase II):

Main Examination will consist of Objective Tests for 200 marks and Descriptive Test for 30 Marks. Both the Objective and Descriptive Tests will be online. Candidates will have to answer Descriptive Test by typing on the computer. Immediately after completion of Objective Test, Descriptive Test will be administered.

S. No.Name of Test (Objective)No. of QuestionsMaximum MarksDuration
1Test of Reasoning4040120 Minutes Composite Time
2Test of English Language4040
3Test of Numerical Ability4040
4test of general awareness4040
5Test of Computer knowledge4040

English Language(Essay, Precis and Comprehension)

33030 Minutes

Descriptive Test: The Descriptive Test of 30 Minutes duration with 30 marks will be a Test of English Language (Essay, Precis and Comprehension). The descriptive test will be in English and will be conducted through on line mode. The Descriptive English Test will be conducted only through online mode. Questions will be displayed on the screen of the computer. Answers are to be typed using the keyboard. Before start of typing answers to questions in Descriptive Paper please check all key functions of the keyboard.

4. NICL AO Interview (Phase III) - Candidates who have been shortlisted based on online Phase – II (mains examination) will subsequently be called for an Interview to be conducted by the Company. Interview will be conducted at select centers. The centre, address of the venue, time & date of Interview will be informed to the shortlisted candidates in the call letter. Candidates are required to download their interview call letters from company’s website. Please note that any request regarding change in date, centre etc. of interview will not be entertained. However the company reserves the right to change the date/ venue/ time/ centre etc. of interview or hold supplementary process for particular date / session / venue / centre / set of candidates at its discretion, under unforeseen circumstances, if any.

5. NICL AO Eligibility criteria:

Educational Qualification (as on 20.04.2017)

Candidate should possess certificate in proof of passing the qualifying examination as on 20.04.2017.

A candidate must possess the minimum qualification of a Graduate/Post Graduate in any discipline from a recognized University OR any equivalent qualification recognized as such by Central Government with at least 60% marks in either of the degree examination (at least 55% for SC/ST) candidates.

Age as on 01.03.2017

Minimum Age: 21 years Maximum Age: 30 years, as on 01.03.2017 i.e. A candidate must have been born not earlier than 02.03.1987 and not later than 01.03.1996 (both dates inclusive).

6. NICL AO 2017 Exam Syllabus:

General Awareness syllabus for NICL AO Exams:

Level of General Awareness section expected to be easy to moderate. 

1. Current Affairs – National  & International News, Awards & Authors , Sports News, Summits & Conferences, Schemes, Agreement & Deals, Science & technology etc.

2. Banking & Financial + Economic News Banking Terminology, Banking & Economic news, monetary policies, Current rates, Financial & Economics News, Economics terms, etc.

 3. Static GK – Mountains Rivers, Ports, Parks, Dam, Thermal Power Plants, Temples, Stadiums, Airports, etc.

Computer Knowledge syllabus for NICL AO Exams:

Overall level of this section is expected to be Moderate. Questions will be asked from following - 

1. Abbreviations related to Computer Knowledge

2.Computer Generation

3.MS Word

4. Computer Hardware

5. Computer software

6. MS Excel

7. Operating System 

8. Internet

Reasoning Ability Syllabus for NICL AO Exams

Overall level of this section is expected to be Moderate. Questions will be asked from following – 

1. Coding - Decoding

2. Machine Input-Output

3. Puzzles

4. Direction Sense

5. Blood Relation

6. Seating Arrangements

7. Syllogism

8. Logical Reasoning

9. Alpha-Numeric-Symbol Series

10. Data Sufficiency

11. Order and Ranking

12. Inequalities

English Language syllabus for NICL AO Exams:

Overall level of this section is expected to be Moderate. Questions will be asked from following – 

1. Reading Comprehension

2. Vocabulary based questions

3. Sentence Improvement

4. Cloze Test

5. Jumbled Paragraph Fillers

6. Sentence Errors

7. Paragraph Based Questions (Paragraph Fillers, Paragraph Conclusion, Paragraph /Sentences Restatement)

Quantitative Aptitude syllabus for NICL AOExams:

Level of Quantitative Aptitude section expected to be moderate. 

The questions in this section can be asked from different topics which are mentioned below

1. Inequality

2. Simplification and approximation

3. Number Series 

4. Data Interpretation – Based on Missing DI, Pie Chart, Caselet DI , Mix DI 

 5. Miscellaneous Questions 

Miscellaneous Questions may contain of questions from topics like –Average, Ratio & Proportion, Profit loss, SI & CI, Time & Work, Time, Speed & Distance, Boats & Streams, and Permutation & Probability etc.

7. NICL AO cut off 2017:

NICL AO Cut off Prelims 2017:

Section Maximum MarksCut off marks 2017
Quantitative Aptitude359
Reasoning Ability3514.25
English Language308.75


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