Finance & Banking Abbreviations

Here we provide some important Finance & Banking Abbreviations.

• AD: Authorized Dealer
• ABM: Assistant Branch Manager
• AEPS: Aadhaar Enabled Payments Switch
• AFS: Annual Financial Statement
• AGM: Annual General Meeting
• ASSOCHAM: Associated Chambers of Commerce and Industry of India
• AIF: Alternative Investment Fund
• ADR: American Depository Receipt
• AIC: Agricultural Insurance Company
• ALM: Asset Liability Management
• ARC: Asset Reconstruction Companies
• ACS: Automated Clearing System
• ADB: Asian Development Bank
• ADF: Automated Data Flow
• AMFL: Association of Mutual Funds in India
• APBS: Aadhaar Payment Bridge System
• ANBC: Adjusted Net Bank Credit
• ACF: Auto Correlation Function
• ABEDA: Arab Bank for Economic Development in Africa
• AMRMS: Audit and Risk Monitoring Mechanism
• ALCO: Asset Liability Committee
• AMFI: Association of Mutual Fund in India.
• ASBA: Application Supported by Blocked Account.
• ATM: Automated Teller Machine
• BSR: Basic Statistical Returns
• BOP: Balance of Payments
• BOE: Bill of Exchange
• BOT: Build, Operate and Transfer
• BSE: Bombay Stock Exchange
• BR Act: Banking Regulations Act
• BCBS: Basel Committee on Banking Supervision
• BCSBI: Banking Codes and Standards board of India.
• BIRD: Bankers Institute of Rural Development.
• BIS: Bank for International Settlements.
• BPLR: Benchmark Prime Lending Rate.
• CAD: Capital Account Deficit.
• CCIL: Clearing Corporation of India Limited
• CASA: Current and Savings Account.
• CDRS: Corporate Debt Restructuring
• CMIS: Currency Management Information System
• CPFF: Commercial Paper Funding Facility
• COB: Corporation Bank
• CAR: Capital Adequacy Ratio
• CRR: Cash Reserve Ratio
• CARE: Credit Analysis and Research Limited
• CPI: Consumer Price Index
• CBS: Core Banking Solutions
• CCEA: Cabinet Committee on Economic Affairs.
• CRILC: Central Repository of Information on Large Credits
• CDR: Corporate Debt Restructuring
• CSR: Corporate social responsibility
• CRMD: Credit Risk Management Department
• CA: Chartered Accountant
• CBLO: Collateralized Bank Lending Obligations
• CDS: Credit Default Swap
• CECA: Comprehensive Economic Cooperation Agreement.
• CRR: Cash Reserve Ratio
• CNP: Card Not Present
• CEPA: Comprehensive Economic Partnership Agreement.
• CTI: Country Threat Index
• CIBIL: Credit Information Bureau of India Limited.
• CRAR: Capital to Risk-weighted Assets Ratio.
• CRISIL: Credit Rating and Investment Services India Limited.
• CRR: Cash Reserve Ratio.
• DTAA: Double Taxation Avoidance Agreement.
• DRAT: Debt Recovery Appellate Tribunal
• DSCR: Debt Service Coverage Ratio
• DPN: Demand Promissory Note
• DPG: Deferred Payment Guarantee
• DSCR: Debt Service Coverage Ratio
• DRI: Differential Rate of Interest
• EADB: East African Development Bank
• ECBs: External Commercial Borrowings
• ECS: Electronic Clearing System
• EDI: Electronic Data Interchange
• ELSS: Equity Linked Saving Scheme
• EFTPOS: Electronic Funds Transfer At Point Of Sale
• EEFC: Exchange Earners’ Foreign Currency
• EPFO: Employees’ Provident Fund Organization
• EDF: Export Development Fund
• EDP: Entrepreneurship Development Programme
• EPS: Earnings per Share
• EFT: Electronic Fund Transfer
• EIB: European Investment Bank
• EMI: Equated Monthly Installments
• FDI: Foreign Direct Investment
• EXIM: Export Import Bank of India
• EBRD: European Bank for Reconstruction and Development
• FCNRA: Foreign Currency Nonresident Account
• EPOS: Electronic Point Of Sale
• FOB: Free On Board
• FIMMDA: Fixed Income Money Markets and Derivatives Association
• FDI: Foreign Direct Investment.
• FICCI: Federation of Indian Chambers of Commerce and Industry
• FEMA: Foreign Exchange Management Act
• FERA: Foreign Exchange Regulation Act
• FINO: Financial Inclusion Network Operation
• FIPB: Foreign Investment Promotion Board
• FPI: Foreign Portfolio Investment.
• FRBMA: Fiscal Responsibility and Budget Management Act
• FSLRC: Financial Sector Legislative Reforms Commission
• FSRASC: Financial Sector Regulatory Appointment Search Committee
• GDP: Gross Domestic Product
• GAAR: General Anti Avoidance Rule
• GIRO: Government Internal Revenue Order
• GMS: Gold Monetization Scheme
• GST: Goods and Service Tax
• GSTN: Goods and Services Network
• GNP: Gross National Product
• HDFC: Housing Development Finance Corporation
• IBA: Indian Bank Associations.
• ICA: Indian Council of Agricultural Research
• IIB: International Investment Bank
• ICICI: Industrial Credit and Investment Corporation of India
• ICRA: Indian Credit Rating Agency.
• IRBI: Industrial Reconstruction Bank Of India
• IPPB: India Post Payments Bank
• IBRD: International Bank for Reconstruction and Development
• IFSC: Indian Financial System Code
• ISCI: International Standard Industrial Classification
• IMPS: Immediate Payment Service
• IMF: International Monetary Fund
• IRDA: Insurance Regulatory and Development Authority of India
• INFINET: Indian Financial Network
• IPO: Initial Public Offering
• IROs: Interest Rate Options
• KYC: Know Your Customer
• KCC: Kisan Credit Card
• KMB: Kotak Mahindra Bank
• KVB: Karur Vysya Bank
• KVP: Kisan Vikas Patra
• KVIC: Khadi and Village Industries Corporation
• LIBOR: London Inter-Bank Offered Rate.
• LAF: Liquidity Adjustment Facility
• LAMPS: Large Sized Adivasi Multipurpose Societies
• LIC: Life Insurance Company
• LTCG: Long Term Capital Gains
• MICR: Magnetic Ink Character Recognition.
• MSF: Marginal Standing Facility.
• MIS: Management Information System
• MSS: Market Stabilization Scheme
• MTN: Medium Term Note
• MUDRA: Micro Units Development and Refinance Agency
• NABARD: National Bank for Agriculture and Rural Development.
• NDTL: Net Demand and Time Liabilities.
• NEFT: National Electronic Fund Transfer.
• NPA: Non-Performing Assets.
• NDA: Net Domestic Asset
• NDS: Negotiated Dealing Systems
• NECS: Net Demand and Time Liability
• NPCI: National Payments Corporation of India.
• OCB: Overseas Corporate Bodies
• OMO: Open Market Operations
• OLTAS: Online Tax Accounting System
• OTCEI: Over the Counter Exchange of India
• PIN: Personal Identification Number.
• PPP: Purchasing Power Parity/ Public Private Partnership.
• PFRDA: Pension Fund Regulatory and Development Authority
• PIS: Portfolio Investment Scheme
• PRSF: Partial Risk Sharing Facility
• PACS: Primary Agricultural Credit Societies
• PSB: Public Sector Bank.
• RTGS: Real Time Gross Settlement.
• ROA: Return On Investment
• RBI: Reserve Bank of India
• RIDF: Rural Infrastructure Development Fund
• SENSEX: Sensitive Index of Stock Exchange.
• SIDBI: Small Industries Development Bank of India.
• SLR: Statutory Liquidity Ratio.
• SLRS: Scheme for Liberation and Rehabilitation of Scavengers
• SIPS: Systematically Important Payment System
• SPNS: Shared Payment Network System
• SWIFT: Society for Worldwide Interbank Financial Telecommunication.
• Tax: Information Network
• UIDAI: Unique Identification Development Authority of India.
• UTI: Unit Trust of India
• UPIN: Unique Property Identification Numbers
• USSD: Unstructured Supplementary Service Data
• UPI: United Payment Interface.
• WBCIS: Weather Based Crop Insurance Scheme
• WCTL: Working Capital Term Loan
• YTM: Yield To Maturity